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Permanent Life Insurance

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Permanent Life Insurance

Permanent Life Insurance doesn’t expire and comes with a savings-like component called cash value. Because it offers a lifetime of coverage and cash value, permanent policies are more expensive than term policies. If you were to pass away, this coverage could help your family maintain their current lifestyle, pay college expenses, assist your spouse in making the mortgage payment and pay funeral and other final expenses.

Learn more about the different types of life insurance.

 

Types Of Permanent Life Insurance

Whole Life Insurance

Whole Life Insurance

If guarantees are important, Whole Life Insurance might be right for you!

  • Provides dependable, lifelong and straight-forward coverage as long as premium payments are made
  • Guarantees the amount of the death benefit and cash value
  • Fixed premiums that will never increase
  • Policies: 20-Pay Life, Whole Life, Value Life, Single Premium Whole Life and Final Expense

Universal Life Insurance

Whole Life Insurance

If you are looking for insurance that has the flexibility to change with you, Universal Life Insurance is something to consider!

  • Benefits of permanent life insurance with the flexibility to adjust premiums and coverage as your life changes
  • Option to make lower payments when money is tight or pay a little more when you have extra cash to spare

Final Expense Insurance

Whole Life Insurance

  • A simple application with no medical exams or health questions to answer
  • Guaranteed acceptance between the ages of 50-80
  • Affordable rates that will stay the same

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Member Benefits

Member Benefits

Member benefits are one component that makes CFL different from other insurance companies.

  • Educational, spiritual, wellness and financial

  • Member events and discounted tickets

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Life Insurance Tools

Life Insurance Tools

No matter what stage of life you are in, your family comes first. We have tools and resources to help you achieve your financial goals and protect the ones you love the most.

 

 

 

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Insurance Calculator

Life Insurance Calculator

Make sure you have the right amount of life insurance coverage to ensure that your family’s needs will continue to be met, even if your life is cut short.

 

 

 

 

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Products are not available in all states. Catholic Financial Life is not licensed in all states. Nothing contained herein should be construed as solicitation for insurance, financial products or annuity products in any state in which Catholic Financial Life is not licensed. Value Life Policy Form# ICC16 WL; 20 Pay Life Policy Form# ICC10 WL 2; Policy Form# ICC13 SPWL Single Premium Whole Life.

Universal Life Insurance: The Living Benefit Rider is not nursing home coverage. Benefits may vary by state.  Amount of benefit paid is a discounted value determined at time of claim resulting in a payment less than the original death benefit. Proceeds may be taxable, consult your tax advisor.

Limited Pay Ultimate Flex UL Policy Form# ICC12 UL SP; Ultimate Flex UL Policy Form# ICC16 UL FLX.

UL Limited Pay Policy Form# ICC10 UL SP; 2010 UL SP AR; 2010 UL SP AZ; 2010 UL SP CT; 2010 UL SP ND; 2010 UL SP SD.

UL Ultimate Flex Policy Form# ICC10 UL FLX; 2010 UL FLX AR; 2010 UL FLX AZ; 2010 UL FLX CT; 2010 UL FLX ND; 2010 UL FLX SD.

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