Final Expense Insurance
Guaranteed Acceptance with No Medical Exam

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Final Expense Life Insurance

Catholic Financial Life’s Final Expense Insurance is designed to help cover your funeral expenses, medical bills and any other outstanding debt after you pass, so your family doesn’t have to pay out of pocket. You can’t be turned down due to your health and, once insured, your rates will never go up. Final expense policies can also be known as burial insurance, senior life insurance or funeral insurance for seniors.

Available to Anyone Ages 50-80

This is permanent, whole life insurance that is available in most states.

No Medical Exam

You cannot be turned down because of your health. It is a simple application with no health questions or medical exam.

Premium Rates

Your premium is locked in when coverage takes effect. Your rate will not change for the life of the policy.

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If you have questions, please contact us during business hours at 800‑965‑2547 or send us a message now.

Coverage Amounts & Monthly Rates

Below are the coverage amounts and monthly rates for senior coverage and soon to be senior coverage. Purchasing final expense benefits early helps you lock in a lower rate. 

Coverage Amounts & Monthly Rates

Current Age

$10,000 Coverage

$15,000 Coverage



































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Frequently Asked Questions

We believe in open and honest communication. Some may call that old fashioned, and we’re okay with that. Because after 150 years, we’ve learned what is most important is that you have all the information needed to make an informed decision. Here we spell out answers to some frequently asked questions regarding Final Expense Insurance.

Why do I need Final Expense Insurance Coverage?
How Final Expense Life Insurance is different than other types of life insurance?

Final Expense Insurance is different from other life insurance. Traditional life insurance policies, such as term policies, are designed to replace any income lost when a loved one dies. These policies are important for families when they are working, paying a mortgage, making car payments and raising kids.

Once you have retired, paid off the mortgage and your children are out of the house, your life insurance needs change. Your focus now should be to prepare to cover any expenses that you will leave behind for your loved ones when you pass.

According to the National Funeral Directors Association, a traditional funeral can easily cost more than $10,000.1 Social Security only offers a $255 one-time payment to the surviving spouse or an eligible child.2 How will your loved ones make up the difference? With no way to pay for these expenses, surviving loved ones often experience financial burden during a time of suffering.

With Catholic Financial Life’s Final Expense Insurance in place, you can rest assured that your loved ones will be covered when you pass. Spend less time worrying about the years in your life and more time thinking about the life in your years.

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Who is eligible for Final Expense Insurance Coverage?
How much coverage can I receive?
Do I have to take a medical exam or answer health questions?
When will my coverage begin?
Will my payments increase or my coverage end?
Can I change my mind?
Who can I select as my beneficiary?
How often will I need to make payments?
Will the full death benefit be paid immediately?
What happens if I am declined for other types policies?
Do I have to be Catholic to purchase a policy?
Do I have to live in a certain area to purchase a policy?
Who do I contact if I have questions?
Final Expense Insurance

If you have questions, please contact us during business hours at 800-965-2547 or send us a message now.

1 According to the 2019 General Price List Survey by the National Funeral Directors Association. Policy form # ICC16 GB WL.

2 “How Social Security Can Help You When a Family Member Dies

Products are not available in all states. Catholic Financial life is not licensed in all states. Nothing contained herein should be construed as a solicitation for insurance, financial products or annuity products in any state in which Catholic Financial Life is not licensed.

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