
- Last for life as long as the premiums are paid
- More expensive, but not unreasonably so
- Premiums are normally fixed
- Pays benefit no matter how long you live
- Cash value can be taken out as loans*
- Cash value grows tax deferred*
Often Used: As part of your estate plan
Types of Permanent Life Insurance
- Whole Life Insurance - Traditional Life Insurance
- Universal Life Insurance - Flexible premiums and coverage as your life changes
- Final Expense Insurance - Guaranteed acceptance to help cover your final expenses
Riders Available
- Living Benefit Rider
- Waiver of Premium
- Juvenile Purchase Option
- Primary Insured Term Rider
- Additional Insured Term Rider
Learn More
* Cash value loans and withdrawals reduce the death benefit of the policy and are subject to interest and taxes.