Final Expense Insurance

Who is eligible for Final Expense Insurance Coverage?

Anyone between the ages of 50-80 who affirms our mission is eligible for coverage.

Why do I need Final Expense Insurance?

How Final Expense Life Insurance is different than other types of life insurance?

Final Expense Insurance is different from other life insurance. Traditional life insurance policies, such as term policies, are designed to replace any income lost when a loved one dies. These policies are important for families when they are working, paying a mortgage, making car payments and raising kids.

Once you have retired, paid off the mortgage and your children are out of the house, your life insurance needs change. Your focus now should be to prepare to cover any expenses that you will leave behind for your loved ones when you pass.

According to the National Funeral Directors Association, a traditional funeral can easily cost more than $10,000.¹ Social Security only offers a $255 one-time payment to the surviving spouse or an eligible child.² How will your loved ones make up the difference? With no way to pay for these expenses, surviving loved ones often experience financial burden during a time of suffering.

With Catholic Financial Life’s Final Expense Insurance in place, you can rest assured that your loved ones will be covered when you pass. Spend less time worrying about the years in your life and more time thinking about the life in your years.

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How much coverage can I receive?

You can choose either $10,000, $15,000, $20,000 or $25,000 of Final Expense Insurance coverage.

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Do I have to take a medical exam or answer health questions?

Never! We make applying for coverage easy. You will not be required to answer any health questions or take a medical exam – you cannot be turned down due to your health.

When will my coverage begin?

Your coverage will begin as soon as Catholic Financial Life receives your completed application and first payment.

Will my payments increase or my coverage end?

No! Because this is permanent insurance, your payments will never increase, and it will provide lifetime protection as long as you make payments on time. So, you can be confident your coverage will be there when needed.

Can I change my mind?

We offer a Free Look Period that allows you to cancel your policy, for any reason, within 30 days of receiving it. If you are not 100% satisfied, your full refund will be promptly returned within 10 days.

Who can I select as my beneficiary?

Anyone you choose. The beneficiary you designate will receive the proceeds of your policy to help cover your burial and final expenses.

How often will I need to make payments?

To make budgeting easier, you can choose to make payments either monthly (EFT), semiannually or annually.

Will the full death benefit be paid immediately?

Catholic Financial Life’s Final Expense Insurance provides a graded death benefit. That means, if death occurs during the first two years from sickness or other natural causes, your beneficiary will receive 110% of the payments paid for this coverage. If death occurs after the first two years, your beneficiary will receive the full death benefit. If death occurs as a result of an accident at any time, your beneficiary will receive the full death benefit.

What happens if I am declined for other types policies?

If an applicant is declined or highly rated while applying for another product, we will allow the applicant to apply for a Final Expense policy.

Do I have to be Catholic to purchase a policy?

You don’t have to be Catholic, but you must affirm our mission.

Catholic Financial Life, a faith-based membership organization, puts Catholic values in action by:

Serving God through serving others,
Providing financial security, and
Enhancing quality of life.

Do I have to live in a certain area to purchase a policy?

Online application and quotes are not available in all states. Catholic Financial Life is licensed in: AZ, AR, CO, CT, IL, IN, IA, KS, LA, MD, MA, ME, MI, MN, MO, NE, NH, NM, ND, OH, OK, OR, PA, RI, SD, TN, TX, VT, WA, WI, & WV. If you are located in Florida, please contact a member of our Sales Team at 800‑965‑2547.

Who do I contact if I have questions?

If you have questions about Final Expense, we are available to assist you. Contact us during normal business hours at 800-965-2547 or send us a message now.

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Guaranteed Acceptance

No Medical Exam

Premium Rates

What can Final Expense Insurance Cover?

If you have questions about Final Expense, we are available to assist you. Contact us during normal business hours at 800-965-2547 or send us a message now.

Frequently Asked Questions

Connect With Us

Final Expense Insurance

Guaranteed Acceptance

No Medical Exam

Premium Rates

What can Final Expense Insurance Cover?

If you have questions about Final Expense, we are available to assist you. Contact us during normal business hours at 800-965-2547 or send us a message now.

Frequently Asked Questions

Connect With Us

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