Higher guaranteed rate
for the first two years
Minimum Guaranteed rates
set at issue
1 Subject to limitations. 2Renewal rates may be more or less. The initial guaranteed rate depends on the amount of the annuity balance. Rates will not fluctuate below the minimum guaranteed rate per each annuity contract. The guaranteed minimum interest rate may vary but will never be lower that 1.25% in any year. 3Withdrawing money from a annuity prior to age 59 1/2 may subject the owner to an IRS imposed 10% penalty on the taxable portion of any premature distribution. Consult with a qualified tax advisor.
Products are not available in all states. *Withdrawing money from an annuity prior to age 59 ½ may subject owner to an IRS imposed 10% penalty on any premature distribution. Please check with a qualified tax advisor for additional information. Prospective members have the right to obtain a copy of the Buyer’s Guide to Annuities and a Preliminary Contract Summary prior to any annuity sale. Flex 2 Annuity Policy Form# ICC10 FDPA-2; 2010 FPDA-2 AR; 2010 FPDA-2 AZ; 2010 FDPA-2 CT; 2010 FPDA-2 IL; 2010 FPDA-2 ND; 2010 FPDA-2 SD. Flex 6 Annuity Policy Form# ICC10 FDPA-6; 2010 FPDA-6 AR; 2010 FPDA-6 AZ; 2010 FDPA-6 CT; 2010 FPDA-6 IL; 2010 FPDA-6 ND; 2010 FPDA-6 SD. Flex 10 Annuity Policy Form# ICC10 FDPA-10; 2010 FPDA-10 AR; 2010 FPDA-10 AZ; 2010 FDPA-10 CT; 2010 FPDA-10 IL; 2010 FPDA-10 ND; 2010 FPDA-10 SD.
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